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activate Shop Your Way Card

Published On : July 6, 2022

Steps to activate Shop Your Way Card with its Rewards earnings

by: Miti Sharma/ Category(s) : Banking and Finance

How can you activate Shop Your Way Card? Which website do you need to visit? We have everything covered in this article. You just need to go through the article and you will be knowing every detail that you should know about Shop Your Way card. activate.syw.accountonline.com website was made specifically to assist Shop Your Way cardholders with the quick and simple activation of their cards. For devoted clients of Sears and Kmart, special Shop Your Way cards have been created. By providing various discounts and cashback alternatives, this card aims to both keep and amuse its users.

If you have this card, you are eligible to receive the benefits. However, you must first activate your card in order to receive the incentives. So if you’re uncertain about how to activate your card, let us know. What kind of incentives and cashback are available? You are now on the appropriate page.

How to activate your Shop Your Way Card?

As you must first activate your card in order to take advantage of cashback incentives, we will walk you through the process step-by-step. Follow the instructions below-

  • Visit, the official website.
  • The following step requires you to provide your information:
  • Start by entering the card number and details.
  • Please ensure that the name you enter matches the one on the card in the following field.
  • The security code must then be entered.
  • Your Social Security Number’s last four digits are the last field to be filled in.
  • After completing the form, click the verify button to continue.

Once the procedure is complete, you will receive a message that your account has been activated.

Also Read: Aspire credit card Activation

Activate your Shop Your Way Card via phone

Do you have any difficulties with the online procedure? No worries, you can also contact a phone number to activate your card. Simply dial 1-877-816-9063 from this number to get started. When you call, a person on the other end will direct you on how to activate your card. Observe the directions and supply the information from your end. It will take 1-2 hours for the information to take effect once you have finished supplying it. Keep calm; communication will come soon.

Please make sure your information is ready for a hassle-free activation process. For online activation, the same information that was specified earlier will be needed.

Advantages and disadvantages of Shop Your Way Card

Pros

  • Highly Competitive Rewards on Daily Purchases. The Shop Your Way Mastercard offers very competitive rewards on daily purchases. Among the best rewards rates available are the 5% back in points you can get on gas purchases and the 3% back in points you can get on dining and grocery purchases.
  • Bonus benefits for purchases at partner restaurants and stores. When you shop at Sears, Kmart, and partner stores, you can accrue points through the free membership rewards program Shop Your Way. You can get up to an extra 2% of cash back at partner restaurants and businesses when you join Shop Your Way and link your Shop Your Way Mastercard to your account. This is in addition to the card’s initial earnings.
  • No Annual Fee. The value of any points, cash back, or miles you earn with a rewards card can be diminished by annual fees. However, there is no annual charge with this card, so you don’t need to be concerned.

Cons

  • This card’s benefits are not unlimited in all categories, which is vital information to be aware of. The first $10,000 in combined purchases in those categories each calendar year are the only amounts eligible for the 5 percent rebate on gas and the 3 percent rebate on eating and grocery. After spending $10,000, you’ll still get rewards for your purchases, but they’ll only be worth 1% of what you spent.
  • Rewards Points Can Expire: The Shop Your Way Mastercard has a deadline for redemptions, unlike certain rewards cards that let you accumulate points until you decide to spend them. The points you accumulate using this card expire after a year.
  • Rewards Points May Expire: Unlike some reward cards that allow you to earn points until you wish to use them, the Shop Your Way Mastercard has a deadline for redemptions. The points you earn with this card lose their value after a year.

Also Read: Login to Sears Credit Card

Details of Rewards Earning

You receive a portion of your purchases back as points when you use this card. Depending on the amount you charge, there are four possible prize tiers:

  • 5% back on gasoline
  • 3 percent cash back at eateries and supermarkets
  • Back by 2% at Sears and Kmart
  • for all other purchases, 1% return

There are a few things to keep in mind regarding using this card to receive rewards. First, the first $10,000 in combined purchases each calendar year is the limit for the 5 percent and 3 percent return categories. As soon as you reach that threshold, your rewards rate will drop to 1 percent until the new year starts. Additionally, not all purchases are eligible for the 3 or 5 percent rewards rates. For instance, petrol purchased in warehouse clubs or superstores earns 1% back instead. The same holds true for groceries bought at superstores or warehouse clubs.

However, using the Shop Your Way Card Link program to make purchases does give you the chance to increase the number of points you earn. By participating in this program, you can use your card to obtain additional benefits from partners like GasBuddy and Hotels by Shop Your Way. When you apply for the Shop Your Way Mastercard, you will automatically become a member of Shop Your Way, which is free to join.

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