Published On : January 6, 2022
by: Ritik Rawat/ Category(s) : Banking and Finance
This article will show you how you can activate your Horizon Outlet Gold Card along with all the essential information you would be requiring to influence your enrolling decision.
There is a plethora of bank that offers a plethora of credit cards with various enticing promises. But, the one that we are concerned with today is not offered by any banking institution but rather a capitalist venture with the name of Horizon Outlet. This entails that it will not be a regular visa or MasterCard that we all are accustomed to using, but rather a store card also sometimes called closed-loop cards that you can use only in Horizon Outlet stores or chains of stores.
Store Cards vs. General Cards
The major difference between a store card and a general card is that it doesn’t have an array of reward programs in a way you may be familiar with. You will only be able to transmute the store card into cash backs, travels, gift cards, merchandise, etc. Secondly, all the features, come under the purview of that particular retailer only, in this case, Horizon Outlet.
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Since there is no affiliation to any bank, the activation process of your Horizon Outlet Gold Card is going to be a little different but nonetheless the same. But, before we embark further, let’s chart out some detailing that will help you probe the qualities and features of this card.
What does the Horizon Outlet Gold Card offer?
Easy application process
Horizon outlet doesn’t require all the hassle hinged with the application process for the credit line of $500. However, it may not have any welcome offer that you encounter with a normal credit card.
No APR
Owing to it being a store credit card and not an actual visa or MasterCard, this card guarantees you no interest or penalty APR entailing that you owe you what you borrowed unless you have faltered on your payments or send an NSF check.
Availing of other features offered by the store
Once you avail of the Horizon Outlet Gold Credit Card, you will become automatically eligible to avail of their benefit plans consisting of Privacy Protection, My Roadside Protect, My Universal RX, and My Legal Assistance Services.
Blemishes
Various fees
The Horizon Gold card may not have an APR but on the flip side there is $24.95 fee which is mandatory for all the new members and its fee extortion continues with the onetime activation fee of $20, NSF check fees of $25, and a late payment fee of $20.
No Gifts or Rewards
The Horizon Outlet Gold card doesn’t offer any sort of gift or reward.
To encapsulate
Regular APR: NA
Balance transfer APR: NA
Purchase intro APR: NA
Annual fee: $24.95 fee benefit plan membership that will be deducted monthly from your account, to keep the card in service.
Welcome offer: NA
Rewards rate: NA
Since we will be equipping you with all the information that you would require to get your clutches onto your Gold Card, so here is a guide into how you can apply for the card before we learn its activation process.
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After you have received your Horizon Outlet Card, the step that you will have to take before using your card is to activate it.
Via call
Also read: Easy Steps to get Barclays Credit Card
Via Online
To activate your Horizon Outlet Gold Card online, follow the below steps:
Conclusion
The Horizon Outlet Gold card may not work as a normal credit card but it can still help you build your credit line which in the world of slips and trips may be nauseating for some people. Your Gold Card activation should not be much of an issue if you have finally decided to go for it.
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